Thursday, March 5, 2009

Bye Bye Capital One!

Here is my Dear John letter to Capital One (idea stolen from Dhunny)

Dear Capital One:

Well, we've had some good times, and over the past few years, DH and I have used you a lot. You've always been there for us when we needed you, or even those times we just wanted you. When we wanted to go to a nice dinner, there you were, just sitting there looking up at us saying 'It's okay, use me!' You were great at Christmas time too. We used you to earn 3 points for every dollar spent, but we paid that portion off quickly thanks to saving up last minute for the gifts.

I hope you will not be too offended that I'm making this break from you. It's better for me and DH and I'm sure there is someone else out there that will use you until your hearts content, and until your rate skyrockets.

It will be hard to go shopping with you not around, but that's better. I hardly wore any of the clothes I bought with you and ended up giving them away, tags still attached.

I was just on your website and I just paid you off, for good. Yes, our EZPass is still on there, but I will pay that $25 each month in full, so at least I'll still get to take advantage of your 3 points for every dollar spent. That's 75 points each month! I may keep you in my wallet for emergencies, but just to let you know, that you will be paid off in full each month in the rare case I'll use you.

Paper is much better for me and the environment then plastic is.

I sure will miss you!
Beth and DH

My next Dear John letter will be to Chase.....


Chicagolandia said...

I love this letter - totally made me laugh!

Lacy said...

AWESOME!!!!!!!!! Congrats on getting rid of the card!

I love your blog....

I'm the admin at and was wondering if your interested in a link exchange??

I have a blog wall on our site with useful coupon blogs.... here is the url:

My husband also makes blog buttons for FREE!!! I didn't see one off hand, but if you don't have one, he will make one for you. If your interested in exchanging let me know!!!

Admin @

Amiyrah said...

boy, this is a great idea! Maybe I should do one...oh wait lol. I loved this letter! Way to go! How exciting will be it be to write the next one? I can't wait to write one to Discover...only a few more months :o)

Thanks for the link! A lot of people don't do it. I feel a blog etiquette post coming

Pubbler said...

Fantastic! Congrats on paying off your card.

cheapbychoice said...

Good Job!!

Together We Save said...

I have given you an award. Come visit my blog to pick it up.

Sarah said...

Congrats :) Dont you just love getting rid of those cards? I cant wait to kick out the next one...